Some of our many happy customers
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Jeanette Bowden
“Great people, they did what they said they would do. I'm so happy!”
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Debbie Morisson
“They got me the car I wanted”
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Simon & Ann
“It’s the 5th car we’ve bought from trade2u, why go anywhere else?”
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Katie Ross
“My friend told me about Trade2u, I’m so glad they did - I got a great deal!”
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Len Simmonds
“Their service is such good value and the quality of the work is exellent.”
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Lorna Knight
“I found you all very professional and helpful - I have left with piece of mind ”
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Phil and Anna
“This is the 12th car we’ve bought from trade2u, they look after us so well.”
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Tom Banfield
“Great, honest people to do business with, I love the car.”
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Paul Cokayne
“This is the 3rd car I have bought from trade2u, I wouldn't go anywhere else!”
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Mr Malcom Neal
“I always use trade2u, nice people and a good standard.”
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Pete Logan
“I've received exellent service, I'd recommend trade2u to anyone”
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Competition Winner
“Nicola Beckley our December i-pad prize draw winner.”
Find Us
Find UsSales & Service
Finance
Vehicle Finance
At Trade 2U we know that searching for the right car loan can be a minefield. There's so much choice out there and it's often difficult to know if you are getting the best value for money. At Trade 2U we can offer you;
Fixed Rates
Your regular payment will not change during the course of your agreement no matter how much the Bank of England base rate fluctuates.
Low Deposit
We only need a small deposit in some cases as little as £99 on the vast majority of deals. Some even require no deposit.
Easy To Arrange
There are no forms to fill in. All you will be asked for are a few basic details at the time of the sale and to bring your driving license prior to collection and any additional proof of identity that our finance company may require.
Traditional Finance - HP
Traditional Finance - also know as Hire Purchase (HP) - tends to suit the buyer who intends on keeping the vehicle for longer than the term of the loan. Your deposit is deducted from the total cash price of the vehicle to give a balance that requires financing. Interest is then added and the total of the balance and interest is then repaid in equal instalments throughout the life of the loan via monthly repayments, usually over a 1, 2, 3, 4 or 5-year agreement (whichever you prefer). This is the simplest and most popular method of buying a car with finance. After you've made your final payment at the end of your agreement, the car is yours.
Key Features
- Fixed repayments - At the beginning of the agreement, both the amount you will pay every month and the repayment period is fixed and will not change.
- Fixed interest rate - Even if other interest rates go up, the interest rate on your finance repayments will not be affected.
- Flexible payment terms - Choose the length of the repayment period to suit your budget. You can choose between 12 and 60 months, it's entirely up to you.
- Low or no deposit - You can choose to either part exchange your current vehicle and use that amount as you deposit, perhaps use some of your savings as a deposit or put down no deposit and finance the whole amount.
Low Payment Plans - otherwise known as PCP (Personal Contract Purchase)
Low Payment Plan - also knows as Personal Contract Purchase (PCP) - is a popular and flexible method of paying for a vehicle. It is similar to Traditional Finance but the payments are usually lower because there is an optional final payment that reflects a percentage of the anticipated value of the vehicle at the end of the agreement. At the end of the agreement you may pay the final payment, or return the vehicle to the finance company. Most customers part exchange the vehicle when making their next purchase and use the part exchange value of the vehicle to settle the final payment. Choosing to pay for your vehicle this way means you can drive a higher specification vehicle for a lower monthly payment.
Key Features
- Affordability
- Fixed interest rate - Even if other interest rates go up, the interest rate on your finance repayments will not be affected.
- Financial security - With our Guaranteed Future Value you have the security of knowing the minimum value of your car at the end of your agreement.
- Choice - At the end of your agreement you can make the final payment and keep the car, hand it back, or trade it in. And there's no need to decide what to do until then!
Can't Get Credit? - Credit Problems ? No Problem !
Want a newer car on credit? Had trouble in the past? At Trade 2U we can find you the right car to suit your lifestyle together with a payment plan to suit your budget. We specialise in helping people who have been refused credit or have experienced problems in the past. So whatever your reason - CCJ's, a poor credit history or any other previous problems - we can help.
Can you answer yes to these questions:
- Can you pay by Direct Debit?
- Are you over 19 years of age?
- Do you hold a UK driving licence?
- Are you in full time employment?
- Do you have computerised wage slips?
- Do you have a home telephone or mobile phone number?
If so, please call us or apply online when you enquire about any vehicle and you could be driving away in one our quality used cars sooner than you think.
Finance subject to status, conditions and availability.Written quotations available on request. The APR is dependant upon your individual circumstances, the term and loan amount. We are regulated by the Financial Services Authority (FSA).
Typical 14.9% APR